835 W. Central Ave. Springboro, OH 45066

937-743-1100 office
937-743-1130 fax
877-743-1200 toll free

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OH MB 802999, KY MB 20146, TN 0000003702, GA 22801, FL CL 0703977, SC MB-0803000-0803001

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Welcome

Let Franklin Mortgage get you
pre-approved for your new loan today!

Pre-Approvals

We know that time is of the essence whether you are purchasing or refinancing. Franklin Mortgage Solutions' pre-approval process is simple and fast (usually back in 24 hours), plus there is no cost and no obligation to you. Also, the pre-approval will likely give you a valuable advantage when presenting a purchase offer.

Our Full Line of Mortgage Financing Includes:

Conventional (as low as 5% down)
Non-Conforming
Fixed rates
Adjustable rates
Balloons
Lines of credit
Zero money down purchases
Second mortgages
FHA/VA

Covering:

Primary residences
Second homes
Investment properties
Rural properties
Commercial buildings

Also:

Check your credit prior to applying for a loan with us. Take advantage of the score wizard option that will show your possible score by eliminating certain accounts from your credit.

Zero down? No problem.

Saving for a down payment can be a challenge. A standard 5% down payment on a $250,000 home is $12,500! Don't let lack of a down payment stop you from buying the home of your dreams. No-down-payment 100% financing* programs can make your dream of home ownership a reality.

Qualifying is easy.

The 100% financing* program is designed to overcome the traditional obstacles of buying a home. Homebuyers with challenged credit or self employed borrowers may still qualify.

Why rent when you can buy?

Stop paying your landlord's mortgage and start enjoying the advantages of home ownership. Your monthly payments may not be as high as you think. For example:

Monthly payments can be as low as $957 on a $150,000 home loan
Or, monthly payments could be only $1,589 on a $250,000 home loan

Buy your home with 100% financing*.

No down payment required*
Loan amounts up to county allowable limits
Credit scores as low as 530
Alternative credit tradelines accepted
No cash reserves required

Up to 55% debt-to-income ratio allowed***
Seller may pay up to 6% of non-recurring closing costs
Mortgage insurance required
Challenged credit

*No down payment, some closing costs may be required. No down payment for first time home buyers or borrowers not owning a home withing the last 3 years. All programs are subject to approval and subject to change.

** Assumes a 580 FICO credit score. Monthly payments in the scenario would include PITI, based on a 6.5% amortizing rate (effective 10/11/08) with a 30-year fixed term, 1.2% of the purchase price per year for taxes and insurance, and 3% borrower down payment.

***Residual income may be required. Subject to guidelines and approvals